Original planning tool
Paycheck Scenario Planner
Compare a normal schedule with a second work pattern without pretending that overtime, unpaid weeks, and recurring hours are the same thing. All calculations stay in your browser.
Set the pay assumptions
Gross-pay comparison
| Scenario | Weekly | Annual | Average monthly |
|---|
Calculation method
Regular weekly pay equals hourly rate multiplied by regular hours. Overtime is calculated separately as hourly rate multiplied by the overtime multiplier and overtime hours. Annual gross pay multiplies that weekly result by paid weeks, and average monthly pay divides the annual figure by 12.
The comparison schedule intentionally removes overtime and substitutes the comparison-hours input. This makes the cost of a schedule change visible instead of mixing it with the overtime premium.
What the result excludes
These are gross arithmetic estimates. They exclude taxes, deductions, bonuses, shift differentials, commissions, employer benefits, jurisdiction-specific overtime rules, and rounding performed by payroll systems. Overtime eligibility is a legal classification question; this planner only applies the multiplier you enter.
How to use the comparison responsibly
- Use a normal recent schedule, not an unusually busy or quiet week.
- Count only weeks for which that work pattern is realistically paid.
- Compare the gross result with an actual pay stub before budgeting.
- Evaluate benefits and predictable deductions separately.
- Keep the downloaded CSV with the assumptions used for the comparison.